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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $85,266 | $213,785-60.1% | $185,441-54.0% | $155,188-45.1% |
| Participation rate | 62.5% | 83.2%-20.7pp | 80.3%-17.8pp | 80.8%-18.3pp |
| Annual return | 19.37% | 19.97%-0.6pp | 20.16%-0.8pp | 148.84%-129.5pp |
| Employer contribution / active EE | $7,830 | $5,393+45.2% | $4,672+67.6% | $4,248+84.3% |
| Participant deferral / active EE | $13,070 | $6,864+90.4% | $6,152+112.5% | $6,531+100.1% |
| Admin fee / account holder | $17,605 | $21,134-16.7% | $17,890-1.6% | $14,480+21.6% |