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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $85,266 | $178,174-52.1% | $156,181-45.4% | $137,256-37.9% |
| Participation rate | 62.5% | 82.0%-19.5pp | 78.8%-16.3pp | 80.0%-17.5pp |
| Annual return | 19.37% | 84.19%-64.8pp | 64.87%-45.5pp | 220.34%-201.0pp |
| Employer contribution / active EE | $7,830 | $4,972+57.5% | $4,294+82.3% | $4,156+88.4% |
| Participant deferral / active EE | $13,070 | $6,888+89.8% | $6,132+113.1% | $6,407+104.0% |
| Admin fee / account holder | $17,605 | $17,404+1.2% | $14,586+20.7% | $12,270+43.5% |