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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $85,266 | $199,109-57.2% | $173,730-50.9% | $154,746-44.9% |
| Participation rate | 62.5% | 82.8%-20.3pp | 79.6%-17.1pp | 80.7%-18.2pp |
| Annual return | 19.37% | 20.02%-0.7pp | 19.96%-0.6pp | 172.34%-153.0pp |
| Employer contribution / active EE | $7,830 | $5,311+47.4% | $4,577+71.1% | $4,379+78.8% |
| Participant deferral / active EE | $13,070 | $7,113+83.8% | $6,326+106.6% | $6,730+94.2% |
| Admin fee / account holder | $17,605 | $20,916-15.8% | $17,523+0.5% | $14,365+22.5% |