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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,207 | $80,992-91.1% | $96,534-92.5% | $75,173-90.4% |
| Participation rate | 92.7% | 71.8%+20.9pp | 76.0%+16.7pp | 67.2%+25.5pp |
| Annual return | 14.87% | 27.05%-12.2pp | 25.88%-11.0pp | 160.72%-145.8pp |
| Employer contribution / active EE | $1,463 | $2,283-35.9% | $2,965-50.7% | $2,671-45.2% |
| Participant deferral / active EE | $5,546 | $3,929+41.2% | $4,851+14.3% | $4,126+34.4% |
| Admin fee / account holder | $47,948 | $6,717+613.8% | $8,253+481.0% | $5,651+748.6% |