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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,821 | $95,453-50.9% | $112,040-58.2% | $82,448-43.2% |
| Participation rate | 95.2% | 72.8%+22.5pp | 76.5%+18.7pp | 68.1%+27.2pp |
| Annual return | 12.02% | 23.92%-11.9pp | 24.52%-12.5pp | 41.64%-29.6pp |
| Employer contribution / active EE | $2,386 | $2,318+2.9% | $2,954-19.2% | $2,551-6.5% |
| Participant deferral / active EE | $5,465 | $4,224+29.4% | $5,098+7.2% | $4,139+32.0% |
| Admin fee / account holder | $2,165 | $9,013-76.0% | $12,098-82.1% | $7,234-70.1% |