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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,774 | $81,208-42.4% | $98,920-52.7% | $79,856-41.4% |
| Participation rate | 48.1% | 72.5%-24.4pp | 76.0%-27.9pp | 69.6%-21.5pp |
| Annual return | 37.92% | 60.99%-23.1pp | 196.47%-158.6pp | 31.71%+6.2pp |
| Employer contribution / active EE | $180 | $1,960-90.8% | $2,689-93.3% | $2,471-92.7% |
| Participant deferral / active EE | $1,796 | $3,265-45.0% | $4,245-57.7% | $3,741-52.0% |
| Admin fee / account holder | $110 | $6,013-98.2% | $6,643-98.3% | $5,306-97.9% |