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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,136 | $112,131-34.8% | $95,964-23.8% | $158,982-54.0% |
| Participation rate | 100.0% | 79.0%+21.0pp | 77.1%+22.9pp | 82.0%+18.0pp |
| Annual return | 12.16% | 171.19%-159.0pp | 91.64%-79.5pp | 302.99%-290.8pp |
| Employer contribution / active EE | $2,176 | $3,199-32.0% | $2,541-14.4% | $4,763-54.3% |
| Participant deferral / active EE | $2,373 | $4,784-50.4% | $4,167-43.1% | $5,983-60.3% |
| Admin fee / account holder | $1,346 | $10,136-86.7% | $6,797-80.2% | $11,252-88.0% |