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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,709 | $76,551-23.3% | $123,894-52.6% | $62,881-6.6% |
| Participation rate | 77.2% | 73.0%+4.2pp | 81.4%-4.2pp | 69.3%+7.9pp |
| Annual return | 4.67% | 18.68%-14.0pp | 47.52%-42.8pp | 20.14%-15.5pp |
| Employer contribution / active EE | $1,121 | $2,882-61.1% | $4,617-75.7% | $2,281-50.8% |
| Participant deferral / active EE | $7,162 | $4,840+48.0% | $5,984+19.7% | $3,203+123.6% |
| Admin fee / account holder | $11,396 | $4,826+136.1% | $8,357+36.4% | $4,296+165.3% |