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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $144,771 | $176,688-18.1% | $130,660+10.8% | $152,909-5.3% |
| Participation rate | 80.0% | 79.0%+1.0pp | 71.7%+8.3pp | 82.5%-2.5pp |
| Annual return | 13.69% | 2693.08%-2679.4pp | 1709.29%-1695.6pp | 345.46%-331.8pp |
| Employer contribution / active EE | $0 | $5,743-100.0% | $4,092-100.0% | $4,764-100.0% |
| Participant deferral / active EE | $711 | $4,362-83.7% | $3,603-80.3% | $5,851-87.8% |
| Admin fee / account holder | $9,038 | $7,131+26.7% | $5,463+65.4% | $11,601-22.1% |