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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $277,231 | $123,793+123.9% | $177,848+55.9% | $79,856+247.2% |
| Participation rate | 87.7% | 84.7%+3.0pp | 87.7%0pp | 69.6%+18.0pp |
| Annual return | 15.52% | 22.82%-7.3pp | 48.33%-32.8pp | 31.71%-16.2pp |
| Employer contribution / active EE | $8,791 | $4,095+114.7% | $5,919+48.5% | $2,471+255.7% |
| Participant deferral / active EE | $14,413 | $5,956+142.0% | $7,714+86.9% | $3,741+285.3% |
| Admin fee / account holder | $12,648 | $7,243+74.6% | $12,431+1.7% | $5,306+138.3% |