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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,224 | $93,617-65.6% | $135,982-76.3% | $75,177-57.1% |
| Participation rate | 91.4% | 75.2%+16.2pp | 81.9%+9.5pp | 67.2%+24.2pp |
| Annual return | 21.73% | 30.89%-9.2pp | 68.32%-46.6pp | 160.75%-139.0pp |
| Employer contribution / active EE | $5,221 | $3,538+47.6% | $4,859+7.5% | $2,671+95.5% |
| Participant deferral / active EE | $8,438 | $6,406+31.7% | $7,760+8.7% | $4,126+104.5% |
| Admin fee / account holder | $3,066 | $6,980-56.1% | $10,767-71.5% | $5,651-45.7% |