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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,047 | $209,422-75.6% | $178,503-71.4% | $158,982-67.9% |
| Participation rate | 81.8% | 86.4%-4.5pp | 81.9%-0.1pp | 82.0%-0.1pp |
| Annual return | 7.64% | 188.81%-181.2pp | 151.12%-143.5pp | 302.99%-295.4pp |
| Employer contribution / active EE | $1,245 | $5,707-78.2% | $5,011-75.2% | $4,763-73.9% |
| Participant deferral / active EE | $3,319 | $5,955-44.3% | $5,202-36.2% | $5,983-44.5% |
| Admin fee / account holder | $516 | $17,079-97.0% | $13,987-96.3% | $11,252-95.4% |