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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $149,809 | $157,304-4.8% | $141,197+6.1% | $152,909-2.0% |
| Participation rate | 100.0% | 84.8%+15.2pp | 82.5%+17.5pp | 82.5%+17.5pp |
| Annual return | 9.37% | 64.34%-55.0pp | 71.41%-62.0pp | 345.46%-336.1pp |
| Employer contribution / active EE | $3,283 | $5,263-37.6% | $4,736-30.7% | $4,764-31.1% |
| Participant deferral / active EE | $4,085 | $7,111-42.6% | $6,710-39.1% | $5,851-30.2% |
| Admin fee / account holder | $368 | $12,126-97.0% | $10,265-96.4% | $11,601-96.8% |