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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $390,340 | $156,970+148.7% | $121,210+222.0% | $139,487+179.8% |
| Participation rate | 50.0% | 76.5%-26.5pp | 69.5%-19.5pp | 80.3%-30.3pp |
| Annual return | 11.44% | 1477.10%-1465.7pp | 987.41%-976.0pp | 373.84%-362.4pp |
| Employer contribution / active EE | $18,061 | $5,546+225.7% | $4,171+333.0% | $4,755+279.8% |
| Participant deferral / active EE | $19,300 | $4,849+298.0% | $4,084+372.6% | $6,713+187.5% |
| Admin fee / account holder | $88,595 | $6,947+1175.3% | $5,647+1468.8% | $11,407+676.6% |