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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $250,058 | $209,888+19.1% | $189,545+31.9% | $167,553+49.2% |
| Participation rate | 100.0% | 88.7%+11.3pp | 87.8%+12.2pp | 82.1%+17.9pp |
| Annual return | 3.38% | 748.66%-745.3pp | 555.36%-552.0pp | 478.89%-475.5pp |
| Employer contribution / active EE | $15,821 | $6,915+128.8% | $6,162+156.7% | $4,840+226.9% |
| Participant deferral / active EE | $8,625 | $8,934-3.5% | $8,220+4.9% | $6,343+36.0% |
| Admin fee / account holder | $141,106 | $14,300+886.8% | $12,049+1071.1% | $12,316+1045.7% |