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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $104,451 | $183,592-43.1% | $155,574-32.9% | $145,877-28.4% |
| Participation rate | 90.9% | 82.7%+8.2pp | 78.2%+12.7pp | 80.3%+10.6pp |
| Annual return | 9.64% | 61.37%-51.7pp | 64.87%-55.2pp | 551.28%-541.6pp |
| Employer contribution / active EE | $7,556 | $5,317+42.1% | $4,676+61.6% | $4,663+62.0% |
| Participant deferral / active EE | $3,127 | $6,466-51.6% | $5,629-44.4% | $6,691-53.3% |
| Admin fee / account holder | $1,200 | $19,316-93.8% | $15,914-92.5% | $13,402-91.0% |