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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $112,835 | $172,111-34.4% | $150,298-24.9% | $137,256-17.8% |
| Participation rate | 100.0% | 81.7%+18.3pp | 77.8%+22.2pp | 80.0%+20.0pp |
| Annual return | 9.94% | 69.37%-59.4pp | 62.79%-52.8pp | 220.34%-210.4pp |
| Employer contribution / active EE | $8,403 | $4,636+81.2% | $4,154+102.3% | $4,156+102.2% |
| Participant deferral / active EE | $5,489 | $6,166-11.0% | $5,453+0.7% | $6,407-14.3% |
| Admin fee / account holder | $11,831 | $16,471-28.2% | $14,116-16.2% | $12,270-3.6% |