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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $104,451 | $183,539-43.1% | $155,556-32.9% | $145,897-28.4% |
| Participation rate | 90.9% | 82.7%+8.2pp | 78.2%+12.7pp | 80.3%+10.6pp |
| Annual return | 9.64% | 61.31%-51.7pp | 64.84%-55.2pp | 552.29%-542.7pp |
| Employer contribution / active EE | $7,556 | $5,315+42.2% | $4,675+61.6% | $4,663+62.1% |
| Participant deferral / active EE | $3,127 | $6,467-51.6% | $5,631-44.5% | $6,689-53.3% |
| Admin fee / account holder | $1,200 | $19,275-93.8% | $15,885-92.4% | $13,390-91.0% |