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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $648,725 | $85,060+662.7% | $70,565+819.3% | $139,487+365.1% |
| Participation rate | 75.0% | 73.9%+1.1pp | 68.4%+6.6pp | 80.3%-5.3pp |
| Annual return | 21.73% | 30.39%-8.7pp | 32.79%-11.1pp | 373.84%-352.1pp |
| Employer contribution / active EE | $15,911 | $3,912+306.7% | $2,976+434.7% | $4,755+234.6% |
| Participant deferral / active EE | $23,055 | $5,891+291.3% | $4,568+404.7% | $6,713+243.5% |
| Admin fee / account holder | $2,000 | $8,932-77.6% | $6,430-68.9% | $11,407-82.5% |