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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,995 | $72,027-69.5% | $185,861-88.2% | $79,856-72.5% |
| Participation rate | 51.2% | 65.8%-14.6pp | 78.0%-26.9pp | 69.6%-18.5pp |
| Annual return | 20.77% | 23.13%-2.4pp | 35.96%-15.2pp | 31.71%-10.9pp |
| Employer contribution / active EE | $410 | $1,965-79.1% | $4,088-90.0% | $2,471-83.4% |
| Participant deferral / active EE | $1,366 | $3,780-63.9% | $5,634-75.8% | $3,741-63.5% |
| Admin fee / account holder | $88 | $4,513-98.1% | $9,503-99.1% | $5,306-98.3% |