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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $4,750 | $125,237-96.2% | $105,608-95.5% | $145,877-96.7% |
| Participation rate | 87.5% | 77.7%+9.8pp | 75.3%+12.2pp | 80.3%+7.2pp |
| Annual return | 15.55% | 225.76%-210.2pp | 116.50%-100.9pp | 551.28%-535.7pp |
| Employer contribution / active EE | $1,076 | $3,720-71.1% | $3,167-66.0% | $4,663-76.9% |
| Participant deferral / active EE | $2,508 | $5,711-56.1% | $5,010-49.9% | $6,691-62.5% |
| Admin fee / account holder | $1,021 | $17,287-94.1% | $11,028-90.7% | $13,402-92.4% |