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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,298 | $99,875-43.6% | $146,866-61.7% | $86,983-35.3% |
| Participation rate | 34.4% | 75.8%-41.4pp | 82.5%-48.1pp | 69.5%-35.2pp |
| Annual return | 16.43% | 28.10%-11.7pp | 102.85%-86.4pp | 25.83%-9.4pp |
| Employer contribution / active EE | $862 | $3,224-73.3% | $4,425-80.5% | $2,584-66.6% |
| Participant deferral / active EE | $2,836 | $6,322-55.1% | $7,759-63.5% | $4,194-32.4% |
| Admin fee / account holder | $98 | $7,838-98.7% | $13,620-99.3% | $7,856-98.7% |