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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,658 | $96,419-47.5% | $80,648-37.2% | $139,487-63.7% |
| Participation rate | 68.2% | 73.6%-5.5pp | 67.0%+1.2pp | 80.3%-12.2pp |
| Annual return | 19.27% | 1352.86%-1333.6pp | 937.21%-917.9pp | 373.84%-354.6pp |
| Employer contribution / active EE | -$14 | $3,261-100.4% | $2,724-100.5% | $4,755-100.3% |
| Participant deferral / active EE | $9,037 | $5,225+72.9% | $4,443+103.4% | $6,713+34.6% |
| Admin fee / account holder | $156 | $6,605-97.6% | $5,382-97.1% | $11,407-98.6% |