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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $207,505 | $202,440+2.5% | $169,390+22.5% | $139,466+48.8% |
| Participation rate | 100.0% | 81.1%+18.9pp | 77.2%+22.8pp | 80.3%+19.7pp |
| Annual return | 42.01% | 532.36%-490.4pp | 406.07%-364.1pp | 373.66%-331.7pp |
| Employer contribution / active EE | $5,644 | $4,693+20.3% | $4,013+40.7% | $4,754+18.7% |
| Participant deferral / active EE | $5,061 | $6,940-27.1% | $6,222-18.7% | $6,712-24.6% |
| Admin fee / account holder | $3,353 | $10,722-68.7% | $9,015-62.8% | $11,409-70.6% |