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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $187,893 | $89,367+110.2% | $141,191+33.1% | $72,975+157.5% |
| Participation rate | 91.8% | 75.1%+16.7pp | 82.5%+9.4pp | 69.5%+22.3pp |
| Annual return | 21.65% | 111.87%-90.2pp | 71.41%-49.8pp | 81.01%-59.4pp |
| Employer contribution / active EE | $0 | $3,115-100.0% | $4,736-100.0% | $2,440-100.0% |
| Participant deferral / active EE | $6,447 | $5,419+19.0% | $6,710-3.9% | $3,608+78.7% |
| Admin fee / account holder | $5,717 | $5,957-4.0% | $10,264-44.3% | $5,124+11.6% |