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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $169,452 | $112,121+51.1% | $95,960+76.6% | $158,966+6.6% |
| Participation rate | 95.2% | 79.0%+16.3pp | 77.1%+18.2pp | 82.0%+13.3pp |
| Annual return | 15.55% | 171.16%-155.6pp | 91.63%-76.1pp | 302.95%-287.4pp |
| Employer contribution / active EE | $0 | $3,199-100.0% | $2,541-100.0% | $4,762-100.0% |
| Participant deferral / active EE | $2,213 | $4,784-53.8% | $4,167-46.9% | $5,983-63.0% |
| Admin fee / account holder | $2,782 | $10,135-72.6% | $6,797-59.1% | $11,250-75.3% |