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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $179,783 | $106,749+68.4% | $145,433+23.6% | $82,448+118.1% |
| Participation rate | 100.0% | 75.6%+24.4pp | 82.1%+17.9pp | 68.1%+31.9pp |
| Annual return | 12.96% | 27.59%-14.6pp | 66.58%-53.6pp | 41.64%-28.7pp |
| Employer contribution / active EE | $1,575 | $3,444-54.3% | $4,554-65.4% | $2,551-38.2% |
| Participant deferral / active EE | $5,403 | $6,519-17.1% | $7,897-31.6% | $4,139+30.5% |
| Admin fee / account holder | $3,261 | $8,390-61.1% | $13,129-75.2% | $7,234-54.9% |