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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,514 | $211,239-80.3% | $178,528-76.7% | $145,877-71.5% |
| Participation rate | 57.1% | 80.8%-23.7pp | 77.1%-20.0pp | 80.3%-23.2pp |
| Annual return | 33.35% | 30.22%+3.1pp | 27.11%+6.2pp | 551.28%-517.9pp |
| Employer contribution / active EE | $0 | $4,570-100.0% | $3,950-100.0% | $4,663-100.0% |
| Participant deferral / active EE | $7,952 | $6,963+14.2% | $6,278+26.7% | $6,691+18.9% |
| Admin fee / account holder | $1,033 | $12,095-91.5% | $10,419-90.1% | $13,402-92.3% |