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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Retirees and beneficiaries make up 25% or more of total participants - indicates an ageing workforce or a frozen plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $172,724 | $167,533+3.1% | $151,645+13.9% | $134,545+28.4% |
| Participation rate | 100.0% | 88.4%+11.6pp | 87.5%+12.5pp | 81.2%+18.8pp |
| Annual return | 18.73% | 7.81%+10.9pp | 3.34%+15.4pp | 418.37%-399.6pp |
| Employer contribution / active EE | $11,147 | $6,828+63.2% | $6,165+80.8% | $4,742+135.1% |
| Participant deferral / active EE | $11,841 | $8,985+31.8% | $8,363+41.6% | $6,401+85.0% |
| Admin fee / account holder | $336 | $13,781-97.6% | $11,614-97.1% | $11,431-97.1% |