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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,647 | $51,207-79.2% | $70,565-84.9% | $75,177-85.8% |
| Participation rate | 74.1% | 61.0%+13.1pp | 68.4%+5.7pp | 67.2%+6.9pp |
| Annual return | 22.13% | 30.05%-7.9pp | 32.79%-10.7pp | 160.75%-138.6pp |
| Employer contribution / active EE | $1,746 | $1,826-4.4% | $2,976-41.3% | $2,671-34.6% |
| Participant deferral / active EE | $2,609 | $2,850-8.4% | $4,568-42.9% | $4,126-36.8% |
| Admin fee / account holder | $2,199 | $4,097-46.3% | $6,430-65.8% | $5,651-61.1% |