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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $127,061 | $140,592-9.6% | $123,105+3.2% | $125,389+1.3% |
| Participation rate | 45.5% | 88.2%-42.7pp | 86.8%-41.3pp | 83.2%-37.7pp |
| Annual return | -0.80% | 16.80%-17.6pp | 13.22%-14.0pp | 282.24%-283.0pp |
| Employer contribution / active EE | $0 | $6,041-100.0% | $5,151-100.0% | $4,866-100.0% |
| Participant deferral / active EE | $2,573 | $6,980-63.1% | $6,229-58.7% | $5,352-51.9% |
| Admin fee / account holder | $17,071 | $11,198+52.4% | $9,014+89.4% | $9,541+78.9% |