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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $130,991 | $158,852-17.5% | $121,220+8.1% | $135,380-3.2% |
| Participation rate | 100.0% | 79.3%+20.7pp | 71.8%+28.2pp | 82.6%+17.4pp |
| Annual return | -9.67% | -0.64%-9.0pp | 16.94%-26.6pp | 519.81%-529.5pp |
| Employer contribution / active EE | $8,213 | $5,666+45.0% | $4,023+104.2% | $4,779+71.9% |
| Participant deferral / active EE | $6,542 | $4,006+63.3% | $3,345+95.6% | $5,609+16.6% |
| Admin fee / account holder | $2,921 | $6,515-55.2% | $5,021-41.8% | $10,828-73.0% |