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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,880 | $29,667+47.9% | $56,441-22.3% | $80,874-45.7% |
| Participation rate | 44.6% | 41.7%+2.9pp | 52.5%-7.9pp | 67.6%-23.1pp |
| Annual return | 13.57% | 35.22%-21.6pp | 1704.21%-1690.6pp | 35.62%-22.0pp |
| Employer contribution / active EE | $1,553 | $669+132.0% | $1,039+49.5% | $2,756-43.6% |
| Participant deferral / active EE | $2,328 | $1,227+89.8% | $1,953+19.2% | $4,297-45.8% |
| Admin fee / account holder | $4,957 | $2,429+104.1% | $2,829+75.2% | $6,935-28.5% |