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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,880 | $29,733+47.6% | $56,025-21.7% | $80,959-45.8% |
| Participation rate | 44.6% | 41.7%+2.9pp | 52.5%-7.9pp | 67.7%-23.1pp |
| Annual return | 13.57% | 35.28%-21.7pp | 1712.69%-1699.1pp | 35.67%-22.1pp |
| Employer contribution / active EE | $1,553 | $672+131.2% | $1,042+49.1% | $2,757-43.7% |
| Participant deferral / active EE | $2,328 | $1,229+89.4% | $1,955+19.1% | $4,300-45.9% |
| Admin fee / account holder | $4,957 | $2,434+103.7% | $2,828+75.3% | $6,925-28.4% |