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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $83,514 | $61,125+36.6% | $94,057-11.2% | $87,485-4.5% |
| Participation rate | 81.0% | 64.1%+16.9pp | 73.3%+7.6pp | 68.9%+12.0pp |
| Annual return | 15.61% | 35.20%-19.6pp | 480.62%-465.0pp | 26.06%-10.5pp |
| Employer contribution / active EE | $3,164 | $2,136+48.1% | $2,933+7.9% | $2,596+21.9% |
| Participant deferral / active EE | $8,362 | $3,260+156.5% | $4,709+77.6% | $4,274+95.7% |
| Admin fee / account holder | $8,874 | $5,629+57.7% | $7,244+22.5% | $7,775+14.1% |