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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $83,514 | $51,638+61.7% | $68,368+22.2% | $82,448+1.3% |
| Participation rate | 81.0% | 63.6%+17.3pp | 73.8%+7.2pp | 68.1%+12.9pp |
| Annual return | 15.61% | 37.53%-21.9pp | 292.57%-277.0pp | 41.64%-26.0pp |
| Employer contribution / active EE | $3,164 | $2,047+54.6% | $2,649+19.5% | $2,551+24.0% |
| Participant deferral / active EE | $8,362 | $2,914+187.0% | $4,123+102.8% | $4,139+102.0% |
| Admin fee / account holder | $8,874 | $4,643+91.1% | $5,150+72.3% | $7,234+22.7% |