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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $460,746 | $167,353+175.3% | $143,797+220.4% | $134,545+242.4% |
| Participation rate | 100.0% | 84.8%+15.2pp | 80.3%+19.7pp | 81.2%+18.8pp |
| Annual return | -15.60% | 0.48%-16.1pp | -0.04%-15.6pp | 418.37%-434.0pp |
| Employer contribution / active EE | $8,128 | $5,620+44.6% | $4,952+64.1% | $4,742+71.4% |
| Participant deferral / active EE | $14,310 | $6,447+122.0% | $5,638+153.8% | $6,401+123.5% |
| Admin fee / account holder | $6,398 | $18,096-64.6% | $14,679-56.4% | $11,431-44.0% |