Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,860 | $65,034-77.2% | $90,970-83.7% | $79,856-81.4% |
| Participation rate | 23.1% | 61.6%-38.5pp | 69.0%-45.9pp | 69.6%-46.6pp |
| Annual return | 22.21% | 30.45%-8.2pp | 134.60%-112.4pp | 31.71%-9.5pp |
| Employer contribution / active EE | $0 | $1,247-100.0% | $2,122-100.0% | $2,471-100.0% |
| Participant deferral / active EE | $558 | $2,512-77.8% | $3,373-83.5% | $3,741-85.1% |
| Admin fee / account holder | $1,480 | $4,536-67.4% | $5,961-75.2% | $5,306-72.1% |