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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $144,159 | $211,288-31.8% | $178,540-19.3% | $145,884-1.2% |
| Participation rate | 100.0% | 80.8%+19.2pp | 77.1%+22.9pp | 80.3%+19.7pp |
| Annual return | 9.61% | 30.27%-20.7pp | 27.15%-17.5pp | 551.85%-542.2pp |
| Employer contribution / active EE | $13,326 | $4,574+191.4% | $3,953+237.1% | $4,662+185.8% |
| Participant deferral / active EE | $12,825 | $6,967+84.1% | $6,281+104.2% | $6,690+91.7% |
| Admin fee / account holder | $573 | $12,105-95.3% | $10,424-94.5% | $13,392-95.7% |