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| Provider | Service type | Compensation |
|---|---|---|
Service code 37 · EIN 04-2647786 | Loan Processing | $46,200 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $264,749 | $75,183+252.1% | $123,894+113.7% | $55,167+379.9% |
| Participation rate | 96.9% | 72.8%+24.1pp | 81.4%+15.5pp | 69.0%+27.9pp |
| Annual return | 11.97% | 19.01%-7.0pp | 47.52%-35.6pp | 169.23%-157.3pp |
| Employer contribution / active EE | $11,559 | $2,823+309.4% | $4,617+150.4% | $1,963+489.0% |
| Participant deferral / active EE | $10,801 | $5,084+112.4% | $5,984+80.5% | $3,054+253.6% |
| Admin fee / account holder | $343 | $663-48.2% | $8,357-95.9% | $504-32.0% |