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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,768 | $53,128+42.6% | $86,582-12.5% | $70,126+8.0% |
| Participation rate | 71.4% | 65.3%+6.1pp | 73.5%-2.1pp | 69.5%+1.9pp |
| Annual return | 16.86% | 27.66%-10.8pp | 965.08%-948.2pp | 73.15%-56.3pp |
| Employer contribution / active EE | $1,939 | $2,068-6.3% | $2,839-31.7% | $2,343-17.2% |
| Participant deferral / active EE | $4,497 | $2,695+66.9% | $3,609+24.6% | $3,332+35.0% |
| Admin fee / account holder | $2,139 | $3,584-40.3% | $4,904-56.4% | $4,645-54.0% |