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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,418 | $93,598-34.4% | $135,974-54.8% | $75,173-18.3% |
| Participation rate | 94.8% | 75.2%+19.6pp | 81.9%+12.9pp | 67.2%+27.6pp |
| Annual return | 18.77% | 30.89%-12.1pp | 68.30%-49.5pp | 160.72%-142.0pp |
| Employer contribution / active EE | $4,440 | $3,538+25.5% | $4,859-8.6% | $2,671+66.2% |
| Participant deferral / active EE | $4,198 | $6,405-34.5% | $7,760-45.9% | $4,126+1.7% |
| Admin fee / account holder | $1,491 | $6,978-78.6% | $10,767-86.1% | $5,651-73.6% |