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| Provider | Service type | Compensation |
|---|---|---|
NFP RETIREMENT INC4 years Service code 27 · EIN 33-0905143 | Advisory (Plan) | $43,026 |
Service code 37 · EIN 04-2647786 | Loan Processing | $31,837 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $138,949 | $136,307+1.9% | $177,840-21.9% | $73,493+89.1% |
| Participation rate | 96.3% | 86.1%+10.2pp | 87.7%+8.6pp | 70.7%+25.6pp |
| Annual return | 13.33% | 18.68%-5.3pp | 48.32%-35.0pp | 28.51%-15.2pp |
| Employer contribution / active EE | $4,490 | $3,712+20.9% | $5,919-24.1% | $2,270+97.8% |
| Participant deferral / active EE | $10,199 | $5,829+75.0% | $7,714+32.2% | $3,740+172.7% |
| Admin fee / account holder | $502 | $596-15.6% | $12,431-96.0% | $513-2.1% |