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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,033 | $85,766-75.5% | $136,298-84.6% | $70,126-70.0% |
| Participation rate | 87.0% | 74.2%+12.8pp | 81.9%+5.0pp | 69.5%+17.4pp |
| Annual return | 17.30% | 31.46%-14.2pp | 5156.27%-5139.0pp | 73.15%-55.9pp |
| Employer contribution / active EE | $0 | $2,966-100.0% | $4,696-100.0% | $2,343-100.0% |
| Participant deferral / active EE | $2,293 | $5,051-54.6% | $6,247-63.3% | $3,332-31.2% |
| Admin fee / account holder | $386 | $5,421-92.9% | $9,244-95.8% | $4,645-91.7% |