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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,244 | $58,099-39.3% | $76,902-54.2% | $75,177-53.1% |
| Participation rate | 100.0% | 63.9%+36.1pp | 69.6%+30.4pp | 67.2%+32.8pp |
| Annual return | -8.66% | 26.71%-35.4pp | 37.91%-46.6pp | 160.75%-169.4pp |
| Employer contribution / active EE | $2,549 | $1,996+27.8% | $2,534+0.6% | $2,671-4.6% |
| Participant deferral / active EE | $4,119 | $2,999+37.3% | $3,833+7.4% | $4,126-0.2% |
| Admin fee / account holder | $787 | $4,778-83.5% | $5,479-85.6% | $5,651-86.1% |