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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $431,386 | $138,102+212.4% | $125,381+244.1% | $134,532+220.7% |
| Participation rate | 75.0% | 84.5%-9.5pp | 82.4%-7.4pp | 81.2%-6.2pp |
| Annual return | -22.92% | 750.73%-773.6pp | 572.31%-595.2pp | 418.27%-441.2pp |
| Employer contribution / active EE | $8,289 | $5,245+58.0% | $4,815+72.1% | $4,741+74.8% |
| Participant deferral / active EE | $16,049 | $7,801+105.7% | $7,448+115.5% | $6,401+150.7% |
| Admin fee / account holder | $828,886 | $11,568+7065.3% | $10,007+8183.0% | $11,429+7152.8% |