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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,100 | $150,446-57.4% | $136,297-53.0% | $147,585-56.6% |
| Participation rate | 42.9% | 84.4%-41.6pp | 81.9%-39.1pp | 82.8%-40.0pp |
| Annual return | 14.41% | 1049.14%-1034.7pp | 5156.19%-5141.8pp | 578.58%-564.2pp |
| Employer contribution / active EE | $6,860 | $5,256+30.5% | $4,696+46.1% | $4,876+40.7% |
| Participant deferral / active EE | $3,373 | $6,631-49.1% | $6,247-46.0% | $5,439-38.0% |
| Admin fee / account holder | $642 | $10,906-94.1% | $9,244-93.1% | $10,886-94.1% |