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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $2,962 | $81,763-96.4% | $58,561-94.9% | $139,466-97.9% |
| Participation rate | 85.7% | 61.3%+24.4pp | 50.9%+34.8pp | 80.3%+5.4pp |
| Annual return | 18.01% | 7427.77%-7409.8pp | 4251.33%-4233.3pp | 373.66%-355.7pp |
| Employer contribution / active EE | $1,089 | $1,398-22.1% | $1,053+3.4% | $4,754-77.1% |
| Participant deferral / active EE | $471 | $2,555-81.6% | $1,923-75.5% | $6,712-93.0% |
| Admin fee / account holder | $323 | $3,273-90.1% | $2,520-87.2% | $11,409-97.2% |