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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $80,834 | $78,705+2.7% | $117,860-31.4% | $70,124+15.3% |
| Participation rate | 75.9% | 73.2%+2.7pp | 79.7%-3.8pp | 69.5%+6.3pp |
| Annual return | 16.49% | 23.30%-6.8pp | 335.10%-318.6pp | 73.14%-56.7pp |
| Employer contribution / active EE | $0 | $2,223-100.0% | $3,786-100.0% | $2,342-100.0% |
| Participant deferral / active EE | $2,443 | $3,297-25.9% | $4,482-45.5% | $3,332-26.7% |
| Admin fee / account holder | $737 | $5,065-85.4% | $8,021-90.8% | $4,645-84.1% |