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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $660,498 | $89,367+639.1% | $141,191+367.8% | $72,975+805.1% |
| Participation rate | 95.1% | 75.1%+20.0pp | 82.5%+12.6pp | 69.5%+25.6pp |
| Annual return | 18.47% | 111.87%-93.4pp | 71.41%-52.9pp | 81.01%-62.5pp |
| Employer contribution / active EE | $14,361 | $3,115+361.1% | $4,736+203.2% | $2,440+488.6% |
| Participant deferral / active EE | $13,034 | $5,419+140.5% | $6,710+94.2% | $3,608+261.3% |
| Admin fee / account holder | $11,641 | $5,957+95.4% | $10,264+13.4% | $5,124+127.2% |