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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $715,743 | $102,422+598.8% | $147,117+386.5% | $80,959+784.1% |
| Participation rate | 92.7% | 75.9%+16.8pp | 82.2%+10.5pp | 67.7%+25.0pp |
| Annual return | 13.34% | 135.16%-121.8pp | 420.54%-407.2pp | 35.67%-22.3pp |
| Employer contribution / active EE | $16,800 | $3,717+351.9% | $4,932+240.6% | $2,757+509.3% |
| Participant deferral / active EE | $15,123 | $6,652+127.3% | $8,065+87.5% | $4,300+251.7% |
| Admin fee / account holder | $5,595 | $7,953-29.7% | $12,993-56.9% | $6,925-19.2% |