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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $715,743 | $102,429+598.8% | $147,096+386.6% | $80,925+784.5% |
| Participation rate | 92.7% | 75.9%+16.8pp | 82.2%+10.5pp | 67.7%+25.0pp |
| Annual return | 13.34% | 135.02%-121.7pp | 419.75%-406.4pp | 35.65%-22.3pp |
| Employer contribution / active EE | $16,800 | $3,716+352.1% | $4,936+240.4% | $2,756+509.5% |
| Participant deferral / active EE | $15,123 | $6,649+127.5% | $8,071+87.4% | $4,299+251.8% |
| Admin fee / account holder | $5,595 | $7,957-29.7% | $13,005-57.0% | $6,940-19.4% |