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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,268 | $127,387-70.0% | $115,038-66.7% | $125,389-69.5% |
| Participation rate | 100.0% | 84.2%+15.8pp | 81.4%+18.6pp | 83.2%+16.8pp |
| Annual return | -3.65% | 31.28%-34.9pp | 26.14%-29.8pp | 282.24%-285.9pp |
| Employer contribution / active EE | $3,009 | $5,166-41.8% | $4,608-34.7% | $4,866-38.2% |
| Participant deferral / active EE | $7,991 | $6,423+24.4% | $6,026+32.6% | $5,352+49.3% |
| Admin fee / account holder | $482 | $9,516-94.9% | $8,175-94.1% | $9,541-94.9% |