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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,500 | $124,330-52.1% | $109,173-45.5% | $167,536-64.5% |
| Participation rate | 83.3% | 79.5%+3.9pp | 75.9%+7.5pp | 82.1%+1.2pp |
| Annual return | 5.54% | 26.04%-20.5pp | 25.75%-20.2pp | 478.82%-473.3pp |
| Employer contribution / active EE | $1,107 | $4,209-73.7% | $3,723-70.3% | $4,839-77.1% |
| Participant deferral / active EE | $3,662 | $5,256-30.3% | $4,654-21.3% | $6,342-42.3% |
| Admin fee / account holder | $14,026 | $7,974+75.9% | $6,755+107.6% | $12,315+13.9% |